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Drive Consistent F&I Performance and Build Long-Term Profitability

JM&A Group helps Stellantis dealers improve F&I performance with an OEM-aligned F&I suite, flexible profit participation, and dedicated in-store support that fits the way you run your business.

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BUILT ON LEGACY. DRIVEN BY PERFORMANCE.

A Flexible F&I Program Built Around How You Run Your Dealership

FlexCare Drive gives Stellantis dealers a complete F&I program designed to support confident selling, strengthen customer engagement and drive long-term dealer performance.

With a combination of OEM-aligned products, hands-on support, and flexible participation options, the program is built to fit your dealership, without forcing you into a one-size-fits-all model.

Build long-term wealth through ownership and performance upside

Dealer Owned Warranty Corporation (DOWC) – Build long-term wealth through ownership.

Non-Controlled Foreign Corporation (NCFC) – Tax-efficient participation with simplified structure.

Controlled Foreign Corporation (CFC) – Greater control with structured financial participation.

Retrospective Commission – Earn performance-based income without ownership complexity.

Earn predictable income with a simpler, low-complexity structure  
HOW PARTNERSHIP WORKS

From First Conversation to Full Support

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Understand Your Dealership

We review your current performance, products, and goals to identify opportunities for improvement.

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Compare Your Options

See a side-by-side view of participating and non-participating models based on your dealership’s actual performance.

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Build Your Program

We structure a program that aligns with your goals, risk tolerance, and long-term profitability.

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Launch &
Support

We handle onboarding and provide ongoing, on-site support to help ensure consistent performance.

Why Dealers Partner with JM&A Group

A partnership with JM&A Group extends beyond F&I products to drive performance across every area of your dealership.

icon-dealership Flexible Profit Participation
Choose a structure that aligns with your strategic goals to maximize profit potential
icon-training Dedicated In-Store Support
Work directly with an experienced JM&A representative who provides ongoing training and support to drive product penetration.
icon-process Proven F&I Processes
Implement structured processes that help drive predictable results across rooftops, month after month.
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 Access to Additional Services
Leverage tailored solutions designed to support growth across your dealership beyond F&I.

A Partner Dealers Already Trust.

JM&A Group partners with more than 3,800 dealerships nationwide, helping improve F&I performance, consistency, and long-term profitability. That same level of partnership is now available to Stellantis dealers through FlexCare Drive. 
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What Dealers Are Saying About JM&A Group

JM&A brings in F&I leaders to help show us the performance we can get out of the store, and we call them all the time. They are in our stores all the time, and we constantly talk about where we can get better. It’s a strong relationship with two fantastic cultures, and that allows us to do what we do well.

Jeff Dyke
Sonic Automotive 

As far as profitability, there is no one that I am aware of that works so hard to train, implement and help maintain the right processes, and stay on the cutting edge of products to ensure our competitiveness and profitability. I highly recommend JM&A, there may be other vendors out there, but no one with the level of expertise in all facets like JM&A.

Joseph Bongiovanni
Scott Crump Toyota

One of the best business decisions I’ve made was going with JM&A for my F&I needs. They have made a dramatic improvement in my bottom line, and let’s face it, that’s all that matters.

Ken Ganley
Ganley Auto Group 
FREQUENTLY ASKED QUESTIONS

What Dealers Ask Before Making a Change

Profit participation programs enable dealerships to collect a portion of the revenue associated with various F&I products they sell. JM&A Group offers several programs based on a wide array of preferences, the most common being the time frame they would like to achieve a certain amount of cash flow by.  
No. Profit participation programs are designed to be flexible and evolve as a dealership’s goals change. JM&A Group works with dealers to adjust their program structure as their dealership grows or priorities shift.  
Capital requirements vary based on program structure and size of the dealership. JM&A Group can create a customized approach based on the dealer’s desired level of participation, risk tolerance and long-term strategy.  
Yes. FlexCare Drive is a Stellantis-branded F&I suite administered by JM&A Group and designed to support dealers across the full Stellantis brand portfolio.  
That’s not a problem. JM&A Group regularly partners with dealers who are evaluating their current provider to help identify areas for improvement and transition to a structure that better aligns with their goals.
Timing may vary, but it takes most dealerships 60 days or less to switch providers. JM&A Group makes the process as efficient as possible to minimize disruption to dealership operations.  

Ready to Bring FlexCare Drive to Your Dealership?

We’ll walk through your options and help you determine what works best for your goals.